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The value of an individual's property that is not bound to a mortgage. This often happens during economic downturns and can be seen as one way for people to escape the cycle in which they are currently stuck.

A home's worth is not just measurable in the value of its mortgage. A property might also have additional equity that homeowners can borrow against to take on new loans for other projects, and it provides tangible security when a homeowner needs funds quickly from their assets instead of liquidating them.

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