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Mortgage refinance means swapping your current mortgage with a new loan, ideally at a lower interest rate. Refinancing can allow you to reduce the amount of monthly payments, save money on interest over time by paying off sooner and borrowing against equity if need be for any purpose.

When you think about purchasing a home, it’s always best to consider the long-term value of your purchase. If you end up regretting or not being able to afford one mortgage payment then what good is that house really doing for you? Refinancing allows homeowners who are in financial difficulty and those looking for more flexibility with their monthly payments an opportunity at owning a new property without having all of life's expenses piling on top of them right away. With savings opportunities through lower interest rates along with other lucrative rewards such as drawing from equity if needed, refinancing can be well worth any calculations made before beginning this process!

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